Overview

Capital West Mortgage Inc. manages in excess of $500 million in investor capital for investment into residential and commercial mortgages. Having access to private capital provides creative lending solutions for our borrower clients while providing stable, consistent returns for our investors. Within the Investment Services division there are two forms of investment: Pacifica Mortgage Investment Corporation, and Private Mortgages.

Pacifica Mortgage Investment Corporation

Incorporated in 1994, Pacifica has grown to become one of Vancouver’s premiere mortgage investment corporations. Over the last 25 years Pacifica has satisfied investors’ yield requirements as well as offered competitive products to borrowers and the mortgage brokerage community. With extensive experience in the private lending industry, Pacifica’s “common sense” approach to real estate lending has allowed it to maintain a healthy yield for investors and to diversify and mitigate risk. Pacifica is managed by Capital West Mortgage Inc.

Pacifica offers 1st and 2nd mortgages on residential and commercial properties within large urban centres in British Columbia. Typical turnaround times are within 24 hours. While each mortgage funded through Pacifica features unique terms and conditions, all Pacifica loans are competitive in the marketplace. Maximum lending value is 75%.

Pacifica also provides an opportunity for investors to develop an additional income source by investing in secure mortgages within the Lower Mainland. Pacifica is a qualified investment vehicle which allows an investor the option of utilizing their RRSP, RRIF, or TFSA account.

The Pacifica fact sheet can be found here. More information on Pacifica can be found on its website.

Private Mortgages

Capital West is able to offer flexible loan options where conventional financing is not a fit. Under our private mortgage program, we are able to offer loan amounts up to $100 million for loan terms of up to 24 months. Returns to our investors are specific to each deal. A sample of our recently funded private mortgages can be found here. For further details, please contact us.

Capital West Mortgage Investor Services Inc.

Capital West Mortgage Investor Services Inc. is a registered Exempt Market Dealer effective February 1, 2020. For all new purchases in Pacifica or in Private Mortgages, please contact Dealing Representatives: Sidney Rubin, Daymon Eng or Natalia Petrova.

 

Fast Facts

 

$219 Million


Pacifica’s portfolio in 2023

9.78%


Pacifica’s net return to investors for 2023

$425 Million


Funds under management for 2023 (Including Pacifica)